TT: Financial Frontier3.0.5 - App Store

Explore the region of Venture Valley and discover the world beyond in Terracian Trails: Financial Frontier! Trek across iconic scenes reminiscent of the American Wild West, and uncover the secrets of Wild Wood, a mysterious and fantastical forest of magical origins. Engage in food cultivation, foraging, horse care, geological excavation, town management, wealth accumulation, and more, as you observe the world around you change for the better through your actions of working with the the inhabitants of both regions to develop a shared economy!

Embark on a journey to learn the fundamentals of financial literacy through the practice of starting a cottage industry, managing resources, restoring the environment, and participating in a multi-regional economy. Financial Frontier's numerous activities are designed to emulate nature-based play and exploration, and encourage the development of an understanding of complex financial concepts and the natural world.

Players Can Expect to:

. Experience World Exploration on Foot or Horseback
. Practice Regenerative Plant and Land Cultivation
. Exercise Day-to-Day Business Operation and Management Standards
. Support Multi-Regional Economic Growth
. Strengthen an Understanding of Responsible Banking Practices
. Participate in Community Engagement, Improvement, and Town Building
. Learn to Distinguish Between 50+ Cultivated and Wild Plants
. Craft 100+ Recipes
. Master 150+ Financial and Science Terms
. Improve the World of Terracia Through Positive Action

Terracian Trails: Financial Frontier does not require Wi-Fi and is ad free!

Please read our terms and conditions, and privacy policy at: https://fccu.org/youth-accounts/app-disclosure

Contact us for support via email: games@fccu.org

Version History This update contains the following changes:

-Improved Codex UI.
-Improved Codex UX.
-Improved Credit Union UX.
-Improved Composting UX.
-Fixed bug affecting Buck's sale of supplies.
-Fixed bug affecting Marshal Money's home upgrade progression.
-Penny will now buy plant material at full price. 3.0.5 Feb 3 The following change was implemented in this update:

Security improvements.

The following changes were implemented in the previous update:

New Features

1. Achievements can now be earned.
2. Player titles can now be earned and equipped.
3. Dozens of new quests have been added.
4. A credit union can now be built in Wood Haven to allow for shared banking.
5. Multiple characters have been added to the world:
-Fortuna - Wood Haven Credit Union's ever-polite manager.
-Mercante - a traveling merchant who makes an appearance in Budget Branch once a week.
-Joy - a restaurant chef turned writer, making her ingredients and recipe books available for purchase.
6. Multiple SFX have been added to the environment and various player interactions.
7. Multiple new tracks of background music have been added.
8. Various weather phenomenon can now be experienced while wandering around Terracia.
9. A second victory condition and quest line has been added.
10. The player can now feed and pet both Trustee and Star.

UX Adjustments

1. Sweeping UI changes across all menus, mini games, upgrade tracks, vendor shops, notifications, and character creators.
2. Improved mobile controls.
3. Improved mouse and keyboard controls.
4. Increased maneuverability while riding Star.
5. Increased maneuverability while swimming.
6. Some SFX and background music volumes have been adjusted.
7. World map now updates to reflect changes the player has made to the world.
8. Context-relevant loading animations have been added.
9. In-game clock speed has been adjusted to allow for improved legibility.
10. The count of in-game days is now displayed for the player.
11. Cooked items can now be crafted in multiples.
12. Increased the number of geodes that spawn in Wild Wood.
13. Numerous grammatical changes.
14. Control scheme infographic for mouse and keyboard has been improved.
15. Tutorial has been improved.

Environmental Changes

1. All level spaces have been redesigned.
2. Lighting has been improved and adjusted.
4. Camera function, angle, and zoom have been adjusted.
5. Additional VFX have been applied.

Balance

1. Increased minimum loan repayment amount.
2. Increased interest earned in Save and Share accounts.
3. Vendors now pay more for preferred goods.
4. Increased the range count of plant material when it is collected, and it can now be collected while foraging.
5. Increased harvest count of crops.
6. Increased the crop bonuses from compost and watering.
7. Increased sell price of crops.
8. Increased cost of goods and services across all vendors.
9. Increased the reward for exercising Star.
10. Geodes will spawn less frequently outside of Monetary Mine.
11. Increased the amount of plant material required to generate compost.
12. Water barrel refills have been reduced by half.
13. Trivia questions of each round have been reduced half. 3.0.1 11/18/2025 The following changes were implemented in this update:

New Features

1. Achievements can now be earned.
2. Player titles can now be earned and equipped.
3. Dozens of new quests have been added.
4. A credit union can now be built in Wood Haven to allow for shared banking.
5. Multiple characters have been added to the world:
-Fortuna - Wood Haven Credit Union's ever-polite manager.
-Mercante - a traveling merchant who makes an appearance in Budget Branch once a week.
-Joy - a restaurant chef turned writer who makes her ingredients and recipe books available for purchase in the hours she can be found taking a break from writing.
6. Multiple SFX have been added to the environment and various player interactions.
7. Multiple new tracks of background music have been added.
8. Various weather phenomenon can now be experienced while wandering around Terracia.
9. A second victory condition and quest line has been added.
10. The player can now feed and pet both Trustee and Star.
UX Adjustments

1. Sweeping UI changes across all menus, mini games, upgrade tracks, vendor shops, notifications, and character creators.
2. Improved mobile controls.
3. Improved mouse and keyboard controls.
4. Increased maneuverability while riding Star.
5. Increased maneuverability while swimming.
6. Some SFX and background music volumes have been adjusted.
7. World map now updates to reflect changes the player has made to the world.
8. Context-relevant loading animations have been added.
9. In-game clock speed has been adjusted to allow for improved legibility.
10. The count of in-game days is now displayed for the player.
11. Cooked items can now be crafted in multiples.
12. Increased the number of geodes that spawn in Wild Wood.
13. Numerous grammatical changes.
14. Control scheme infographic for mouse and keyboard has been improved.
15. Tutorial has been improved.

Environmental Changes

1. All level spaces have been redesigned.
2. Lighting has been improved and adjusted.
4. Camera function, angle, and zoom have been adjusted.
5. Additional VFX have been applied.

Balance

1. Increased minimum loan repayment amount.
2. Increased interest earned in Save and Share accounts.
3. Vendors now pay more for preferred goods.
4. Increased the range count of plant material when it is collected, and it can now be collected while foraging.
5. Increased harvest count of crops.
6. Increased the crop bonuses from compost and watering.
7. Increased sell price of crops.
8. Increased cost of goods and services across all vendors.
9. Increased the reward for exercising Star.
10. Geodes will spawn less frequently outside of Monetary Mine.
11. Increased the amount of plant material required to generate compost.
12. Water barrel refills have been reduced by half.
13. Trivia questions of each round have been reduced half. 3.0 05/21/2025 The following changes were implemented in this update:

1. Increased the possible number of plants, mushrooms, and gems collected when foraging.
2. Increased the sell price of mushrooms.
3. Increased max item stack counts within player inventory.
4. Increased speed of adding water and compost to plants.
5. Increased player character swimming speed, and adjusted turn radius.
6. Increased player’s field of view.
7. Increased payout for successfully answering trivia.
8. Adjusted trivia functionality to provide trivia daily instead of weekly.
9. Adjusted price of Silica’s tool upgrades, and added new tool upgrades.
10. Adjusted prices of Marshall Money’s home and community upgrades.
11. Adjusted cooking functionality to better differentiate between recipes that can and cannot be cooked.
12. Adjusted UI functionality in the character creator to provide better clarity.
13. Adjusted water levels to ensure the player character swims properly when coming into contact with bodies of water.
14. Adjusted UI functionality and presentation.
15. Resized various environmental features to more closely match real-world expectations.
16. Added an option to skip the tutorial.
17. Added additional indicators to food forest gardens to better communicate plant needs and statuses to player when viewed from a 3D perspective.
18. Added new and updated existing SFX.
19. Fixed multiple bugs associated with unlocking and riding Star.
20. Fixed bug preventing proper effect of consuming certain cooked items.
21. Fixed a graphical bug causing environmental effects to display incorrectly.
22. Fixed a graphical bug causing some plants to appear transparent when viewed from different angles. 2.0.1 10/21/2024 The following changes were implemented in this update:

1. Increased the possible number of plants, mushrooms, and gems collected when foraging.
2. Increased the sell price of mushrooms.
3. Increased max item stack counts within player inventory.
4. Increased speed of adding water and compost to plants.
5. Increased player character swimming speed, and adjusted turn radius.
6. Increased player’s field of view.
7. Increased payout for successfully answering trivia.
8. Adjusted trivia functionality to provide trivia daily instead of weekly.
9. Adjusted price of Silica’s tool upgrades, and added new tool upgrades.
10. Adjusted prices of Marshall Money’s home and community upgrades.
11. Adjusted cooking functionality to better differentiate between recipes that can and cannot be cooked.
12. Adjusted UI functionality in the character creator to provide better clarity.
13. Adjusted water levels to ensure the player character swims properly when coming into contact with bodies of water.
14. Adjusted UI functionality and presentation.
15. Resized various environmental features to more closely match real-world expectations.
16. Added an option to skip the tutorial.
17. Added additional indicators to food forest gardens to better communicate plant needs and statuses to player when viewed from a 3D perspective.
18. Added new and updated existing SFX.
19. Fixed multiple bugs associated with unlocking and riding Star.
20. Fixed bug preventing proper effect of consuming certain cooked items.
21. Fixed a graphical bug causing environmental effects to display incorrectly.
22. Fixed a graphical bug causing some plants to appear transparent when viewed from different angles. 2.0 10/20/2024 Quality of life adjustments:
-Inventory item stack counts increased.
-Increased the collected forage item counts from a range of 1-3 to 1-5. 1.6 01/09/2024 Quality of life adjustments:
-Inventory item stack counts increased.
-Forage respawn timers decreased.
-Various descriptions rewritten for clarity.

Additional Note:
-The bug reported by GrapefruitFruitGrape in their review on 11/10/2022 had been fixed in a patch earlier this year. 1.5 08/23/2023 Quality of life adjustments. 1.3 06/09/2023 Audio bug fixes. 1.2.1 02/09/2023 Quality of life improvements. 1.2 02/07/2023 Quality of life adjustments. 1.1 12/24/2022 1.0 10/21/2022